Our goal is to provide you with knowledge and insight into the mortgage process so you can focus on finding your dream home.
Home Buyers \ June 24, 2016 10:00 am
The home inspection is a big part of the home buying process and if things so sour during inspection, it can mean major delays for the seller and buyer. By addressing critical issues first, sellers can avoid major headaches later in the selling process. This week we will look at five critical inspection issues that are considered so serious, they could be a complete d...
Home Buyers \ June 17, 2016 10:00 am
What are closing costs? Closing costs are the fees paid out to various third parties that help make a home sale happen. Closing costs can vary widely depending on the home buyer or sellers location. Even with location being a factor, a good rule to estimate your closing costs is to take 2% -7% of the homes price and this will provide you with a good ballpark amou...
Home Buyers \ June 10, 2016 10:00 am
Back in April the Department of Veterans Affairs announced a new mandatory stacking order for files selected for VA full file loan review submitted on, or after, June 1, 2016. A “stacking order” is simply a list of required documents needed to apply for a loan, arranged in a specific order. In addition, a new mandatory stacking order has been establis...
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Use this calculator to determine what the monthly Principal, Interest, Taxes and Insurance (PITI) will be. This tool is helpful in establishing how much you should budget for your home payment.
You can use this calculator as a general guide to determine how much money you can borrow for your home loan.
If you have questions about mortgage terms, this glossary can be a great place to get answers. If you need further help or would like to start a mortgage application, please feel free to contact us.