Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Mortgage RatesInterest rates on a home loan can vary based on the duration of the loan. Fixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. Adjustable Rate(ARMs) allow you to save thousands of dollars in the initial fixed rate period. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. USDAPurchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. Reverse MortgagesOften used to convert a part of the equity in your home into tax-exempt income.